Do you owe more than £3,000
Are you struggling to pay off your personal debts?
- All cases carefully considered
- Totally confidential service
- Personal case manager
- Monthly statements
- 14 day cooling off period
- Single payment plan
- Regular financial reviews
Don't delay, why not talk to us on 0845 652 8704 or fill in our brief "contact" form here for a free initial consultation about managing your debts!
Have your personal circumstances changed?
AYCFINANCIAL has helped many individuals and families get back in control of their finances without re-mortgaging or taking out any additional loans! Talk to us today - Let us see if we can help!
Every week our advisors help hundreds of people relieve the pressure of stress and debt. We negotiate with your existing creditors and arrange just one low, affordable monthly payment for you to repay your debts.
Don't borrow more money... we can help you!
Debt is no respector of rank, status or education. It can affect anyone. You should consider taking control by using a personal Debt Management Plan (DMP). A DMP is an informal arrangement between you and your creditors that is administered by a licenced Debt Manager. One of our regional advisors will visit you to assess your individual circumstances and determine the best solution for you. Our initial aim is to:-
- Reduce stress and worry by stopping debt recovery actions
- Help prevent further debt by negotiating interest and charge freezes where possible
- Negotiate reduced monthly payments on unsecured and non-priority debts with lenders where possible
- Our ultimate goal is to help you to become debt free
Who we can help
- Self employed? We can help!
- Employed? We can help!
- Living on benefits? We can help!
- Incapaciated by illness? We can help!
- Home owner? We can help!
- Tenant? We can help!
- Been refused credit? We can help!
A Debt Management Plan is considerably more flexible than bankcruptcy or an Individual Voluntary Arrangement (IVA) and can be adjusted to any future change in your circumstances. The AYC solution means you can continue to live your life whilst gradually reducing your debts!
How much does it cost?
In return for acting on your behalf and negotiating with all lenders involved an initial set up fee and ongoing monthly management charges will apply. Actual costs depend on individual circumstances. The minimum set up fee is £295.
You will also need to consider that entering into a debt management arrangement can mean that your overall debt may increase initially and that your credit rating may be impaired. As it is likely that you already have an adverse credit history a DMP may help you in the future as it will show that you are taking positive steps to resolve your financial problems.
Please note that we will only offer a Debt Management Plan where we feel that it is the best alternative for you and your circumstances!
Why not contact us confidentially today to find out more and see if we can help address your debt problems.
